Business Insurance Providers & Brokers in Ireland (2026)
Most Irish SMEs need some combination of public liability, employers liability, professional indemnity and commercial property or motor cover. Below is an informational directory of underwriters and brokers active in the Irish SME market, with the cover types each one handles. Contact providers directly, or through a broker, for quotes.
| Location | ||||
|---|---|---|---|---|
| Allianz Ireland Global insurer with Irish SME packages | underwriter | Public liability, Employers liability, Commercial property, Business interruption | ✓ | Nationwide (HQ Dublin) |
| Arachas Ireland's largest commercial insurance broker | broker | Public liability, Employers liability, Professional indemnity, Commercial property, Cyber | ✓ | Nationwide (HQ Dublin) |
| AXA Ireland Business motor and liability cover | underwriter | Commercial motor, Van insurance, Public liability, Employers liability | ✓ | Nationwide (HQ Dublin) |
| FBD Insurance Irish insurer for farms and small business | underwriter | Public liability, Employers liability, Commercial property, Commercial motor, Farm insurance | ✓ | Nationwide (HQ Dublin) |
| Zurich Ireland Commercial insurance through brokers | underwriter | Public liability, Employers liability, Professional indemnity, Commercial property, Motor fleet | ✓ | Nationwide (HQ Dublin) |
Click a column heading to sort. Prices are entry-level "from" prices gathered from public provider pages and typically exclude VAT — confirm with the provider before buying.
Frequently asked questions
What insurance is legally required for an Irish business?
Motor insurance is compulsory for business vehicles. Employers liability is not strictly compulsory by statute but is effectively essential if you have employees. Many client contracts, leases and professional bodies also require public liability or professional indemnity cover.
Should I use a broker or go direct to an insurer?
Brokers compare cover across multiple underwriters and can be valuable for non-standard risks; direct insurers can be quicker for straightforward cover. Either way, check the firm is on the Central Bank of Ireland register before buying.